Anita George

If you entered an incorrect bank account number, the payment will likely be rejected when the IRS attempts to process it. Don't worry too much - this happens more often than you think! First, you should call the IRS Electronic Federal Tax Payment System (EFTPS) customer service at 800-555-4477. Explain that you submitted an incorrect bank account number for a tax payment. They can help you verify if the payment has been attempted yet and guide you through the necessary steps. In the meantime, I would recommend making an alternative payment ASAP to ensure you don't miss the deadline. You can use IRS Direct Pay on the IRS website, which lets you pay directly from your bank account without registration. Or you could use a credit/debit card through an approved payment processor (though they charge fees).

0 coins

Abigail Spencer•3M

If I make a second payment through Direct Pay, won't I end up paying twice if somehow the first payment goes through? Also, does FreeTaxUSA have any way to cancel or change the payment information after filing?

0 coins

Anita George•3M

The payment with the incorrect account information will almost certainly be rejected - the banking system validates account numbers, so if it doesn't match an actual account, it simply won't go through. Making a new payment ensures you're covered by the deadline. FreeTaxUSA can't actually change or cancel the payment once you've submitted your return - they just transmit your information to the IRS. At this point, it's between you and the IRS. That's why contacting the IRS directly is your best option. Keep documentation of your new payment in case there are any questions later.

0 coins

Logan Chiang

I went through this EXACT same situation last year and was totally freaking out. After calling the IRS about 20 times and waiting on hold forever, I finally discovered taxr.ai (https://taxr.ai) and it saved me so much stress. They analyzed my tax transcript and payment status and told me exactly what was happening with my payment. Turned out my incorrect account number payment got rejected like 5 days after I filed, but I hadn't been notified. The taxr.ai system showed me the status and then helped me set up a proper payment through their guided system. Honestly it was a lifesaver because it showed me exactly what was happening with my account when the IRS phone reps kept giving me different answers.

0 coins

Isla Fischer•3M

How does taxr.ai actually access your IRS information? Sounds kinda sketchy giving some random website access to all your tax stuff. Did you have to provide your SSN or anything?

0 coins

Miles Hammonds•3M

Does it actually show rejected payments? I'm in a similar situation but with TurboTax and wondering if this could help me see if my payment went through.

0 coins

Logan Chiang•3M

It uses the same secure access methods that the IRS website uses for pulling your tax transcripts. You verify your identity through their secure system - it's actually using the same IRS data access APIs that tax pros use. I was skeptical too but they don't store your personal info. For rejected payments, yes absolutely - it showed my payment status as "returned" on my account transcript before I even got any notification from the IRS. That's how I knew I needed to make a new payment right away. It shows your entire payment history and transcripts in a way that's actually understandable, unlike the raw IRS transcripts which are basically gibberish.

0 coins

Miles Hammonds

Just wanted to follow up - I tried taxr.ai after asking about it here and wow, what a difference! I was able to see that my payment WAS actually rejected already (3 days ago!) but the IRS hadn't notified me yet. The transcript analysis showed exactly what happened and gave me a simple explanation of my options. I made a new payment through Direct Pay with the correct account info and now I can see both transactions on my account - the rejected one and the new successful one. Such a relief to not have to wait on hold with the IRS for hours just to find this out!

0 coins

Ruby Blake

Had a similar issue a few months back. After trying to call the IRS for DAYS with no luck, I found this service called Claimyr (https://claimyr.com) that got me through to an actual IRS agent in about 20 minutes. You can see how it works here: https://youtu.be/_kiP6q8DX5c I was super skeptical, but they actually called the IRS, navigated the phone tree, waited on hold, and then called me when they had an agent on the line. The agent was able to confirm my incorrect bank info payment was rejected and helped me set up a proper payment plan right there on the call. Definitely worth it to not waste hours on hold.

0 coins

Micah Franklin•3M

How does that even work? They just call the IRS for you? What's the point if you still have to talk to the IRS yourself anyway?

0 coins

Ella Harper•3M

Yeah right. No way this actually works. I've been trying to reach the IRS for 3 weeks and keep getting disconnected. If this worked everyone would use it.

0 coins

Ruby Blake•3M

They use a system that keeps trying the IRS lines and knows exactly which prompts to press to get to the right department. The point is they handle all the waiting on hold - which can be 2+ hours these days. When an actual agent answers, they conference you in. So instead of being stuck by your phone for hours, you just get a call when an agent is ready. It absolutely works - I was connected to an IRS representative within 27 minutes while I was at work. Before finding this, I had spent over 5 hours across 3 days trying to reach someone and kept getting disconnected. The IRS phone system is completely overwhelmed, especially during tax season, so having a service that knows how to navigate it and does the waiting for you is incredibly valuable.

0 coins

Ella Harper

I need to publicly eat my words here. After posting my skeptical reply, I was desperate enough to try Claimyr and... it actually worked. I got a call back in 35 minutes with an IRS agent already on the line. The agent confirmed my payment with the wrong account number had been rejected and helped me make a new payment over the phone. She even put a note on my account about the situation so I wouldn't get hit with any penalties. I'm honestly shocked - I've been trying to reach someone at the IRS for weeks with no luck. Wish I'd known about this service sooner!

0 coins

PrinceJoe

this happened to my brother last year and he ended up getting a notice from the irs about 2 weeks later saying the payment didnt go thru. they gave him like 10 days to fix it before penalties kicked in. make sure ur checking ur mail everyday!!

0 coins

Brooklyn Knight•3M

Do you know if he got the notice by email or regular mail? I'm moving soon and worried I might miss something important from the IRS.

0 coins

PrinceJoe•3M

definitely regular mail. the irs almost never emails people (usually its a scam if you get an email claiming to be irs). my brother said the letter was pretty clear and gave him options for how to pay. just keep an eye on your mailbox! if ur moving make sure u fill out a change of address form with the irs - they have a specific form for it called 8822 i think. regular post office forwarding doesnt always work for irs stuff.

0 coins

Owen Devar

Make a payment through DirectPay NOW!!! I had this exact thing happen to me in 2021 and thought I'd just wait for the rejection notice. Big mistake. The incorrect bank account happened to be a valid account (just not mine) and the payment "went through" but then was returned a week later. By then I was past the deadline and got hit with penalties.

0 coins

Daniel Rivera•3M

Wow that's scary! How much were the penalties? Did you try to get them removed since it was an honest mistake?

0 coins