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Terms, conditions and fees for accounts, products, programs and services are subject to change. Not all accounts, products, and services as well as pricing described here are available in all jurisdictions or to all customers. Your eligibility for a particular product and service is subject to a final determination by Citibank and its affiliates. Your country of citizenship, domicile, or residence if other than the United States, may have laws rules, and regulations that govern or affect your application for and use of our accounts, products and services, including laws regarding taxes, exchange and/or capital controls that you are responsible for following.