Free basic membership includes Experian score, report, and ongoing credit monitoring

Upgraded membership includes reports and scores from all three bureaus and three-bureau credit monitoring

Credit Score Provided

Yes

Related Features

Free basic membership includes daily Experian report while upgraded membership includes daily Experian report and three bureau credit reports updated quarterly

Ongoing Experian monitoring included with basic membership and three-bureau monitoring included with upgraded membership  

Members receive identity protection benefits

Site includes educational tools and resources

Editor’s Notes

Experian, one of the 3 major bureaus, gives users access to their credit report and score with its free membership. An upgraded membership also offers comprehensive three-bureau monitoring and identity protection. Credit enhancement services such as their FICO Score Simulator and Experian Boost are included in the paid plan as well. While the monthly fee is a deterrent for upgraded membership, the free offering makes Experian a strong option.