There are a number of fees associated with Bank of America's checking accounts, including maintenance fees for 3 of its 4 accounts, the exception being its Business Advantage Checking. Maintenance fees are waivable as long as certain conditions are met, and each account has more than one way to waive the fee. However, some fees can't be waived, such as card replacement, expedited delivery, non-BoA teller withdrawal, and out-of-network ATM fees. There is also a $35 overdraft fee, which is reduced to $12 if customers opt for overdraft protection, and a 3% fee for international ATM transactions. Finally, there are varied fees for incoming and outgoing wire transfers, which Interest checking, advantage, and preferred reward customers qualify for waiving. There are other, more specific fees, such as a stop payment and check copy fee, so we at ConsumersAdvocate.org recommend customers to read all of Bank of America's fees before committing to their checking plan.